Process

The Bankruptcy Process Chapter 7 Road Map for San Diego, California

  • 1
    Receive Discharge Usually 10 Business Days Work on Improving Credit
  • 2
    60 Days After 341 Hearing Is Last Date for Objections
  • 3
    Finish & Obtain Debtor Education Certificate #2
  • 4
    1 Month Later: Attend 341 Hearing Over the Phone
  • 5
    File Petition Obtain 341 Hearing Date
  • 6
    Gathering Client Information & Obtaining Debtor Education Certificate #1

Chapter 13 Road Map for San Diego, California

  • 1
    Receive Discharge After Plan Is Paid in 3-5 Years Work on Improving Credit
  • 2
    60 Days After 341 Hearing Is Last Date for Objections
  • 3
    Go to Confirmation or Continuance to Satisfy Trustee Regarding the Chapter 13 Plan
  • 4
    1 Month Later: Attend 341 Hearing Over the Phone Try and Settle With Trustee as to Plan if Not Set for Confirmation With Court
  • 5
    File Petition Obtain 341 Hearing Date And File Balance of Schedules in 15 Days if Emergency Petition*
  • 6
    Gathering Client Information and Obtaining Debtor Education Certificate #1

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