
Process

The Bankruptcy Process Chapter 7 Road Map for San Diego, California
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1Receive Discharge Usually 10 Business Days Work on Improving Credit
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260 Days After 341 Hearing Is Last Date for Objections
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3Finish & Obtain Debtor Education Certificate #2
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41 Month Later: Attend 341 Hearing Over the Phone
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5File Petition Obtain 341 Hearing Date
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6Gathering Client Information & Obtaining Debtor Education Certificate #1

Chapter 13 Road Map for San Diego, California
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1Receive Discharge After Plan Is Paid in 3-5 Years Work on Improving Credit
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260 Days After 341 Hearing Is Last Date for Objections
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3Go to Confirmation or Continuance to Satisfy Trustee Regarding the Chapter 13 Plan
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41 Month Later: Attend 341 Hearing Over the Phone Try and Settle With Trustee as to Plan if Not Set for Confirmation With Court
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5File Petition Obtain 341 Hearing Date And File Balance of Schedules in 15 Days if Emergency Petition*
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6Gathering Client Information and Obtaining Debtor Education Certificate #1